HND金融GU2标准答案.doc

1、Financial Services Group AwardGraded Unit 2 (HND)DL15 35Assessment Exemplar for Higher National Graded UnitDL15 35: Financial Services: Group Award Graded Unit 2 (HND)Exemplar 11st edition: April 2004Price: 20.00Publication code: CB2110Published by the Scottish Qualifications Authority, Hanover Hous

2、e, 24 Douglas Street, Glasgow,G2 7NQ, and Ironmills Road, Dalkeith, Midlothian, EH22 1LEThe information in this publication may be reproduced to support SQA qualifications. If it is reproduced, SQA should be clearly acknowledged as the source. If it is to be used for any other purpose, then written

3、permission must be obtained from the Support Materials Development Officer at SQA. It must not be reproduced for trade or commercial purposes. Scottish Qualifications Authority 2004DL15 35: Financial Services: Group Award Graded Unit 2 (HND)Contents1 Introduction2 How to generate evidence3 Assessmen

4、t exemplarScottish Qualifications Authority Graded Unit Assessment Exemplars for Higher National UnitsDL15 35: Financial Services: Group Award Graded Unit 2 (HND)1 IntroductionThis pack must be used in conjunction with a copy of the Graded Unit specification which details the standard of performance

5、 expected of the candidate. A copy of the Graded Unit specification can be obtained from SQA.This pack supplements the instructions for designing the assessment task and assessing candidates of the Graded Unit specification. It aims to provide an example of assessment that is valid, reliable and pra

6、cticable. The assessment task(s) detailed in this pack corresponds to the instructions for designing the assessment task outlined in the Graded Unit specification.The example provided is intended for guidance only. It may be used in a variety of ways including, for example: to exemplify the standard

7、 of performance expected of candidates achieving the Graded Unit, ie as a benchmark to help you develop your own assessment for the Graded Unit to give you new ideas as a staff development toolPlease note: The subject material that is being delivered as part of this course is of a specialised nature

8、. It is recommended that centres ensure that suitably knowledgeable and qualified staff be employed in delivering the programme. If the material is to be delivered on an open or distance learning basis, it is recommended that suitably knowledgeable and qualified staff be employed to develop the cour

9、se support materials.It is important that you make sure that the assessment exemplar is used in a context appropriate to the delivery of the Graded Unit and to the Group Award of which it forms a part. It is also very important that you note that using this assessment exemplar does not automatically

10、 guarantee successful external moderation. It is still your responsibility to make sure that all the appropriate internal quality assurance procedures are satisfactorily completed. For example, a valid, effective and approved internal moderation system must be in use at your centre.Recommended readi

11、ngBefore using this material you might find it useful to look at some of our other publications, in particular: Guide to Assessment and Quality Assurance for Colleges of Further Education (AA0841/3, September 2003) Guidance on Special Assessment Arrangements (AA0645/4, September 2003) Quality Assura

12、nce Principles, Elements and Criteria (A0798, December 1998)Details of these and other SQA publications are available in SQA Information, our publications catalogue which is updated and printed twice a year (telephone: 0845 279 1000). SQA Information lists all published HN assessment exemplars. You

13、could also visit our website at 忽略.sqa.org.uk. A free copy of this pack is available to all SQA approved centres at the time of initial distribution. Additional copies can be obtained, price 20.00 from SQAs Customer Contact Centre, 24 Douglas Street, Glasgow, G2 7NQ (telephone: 0845 279 1000 or fax:

14、 0141-242 2123).Other related UnitsThis Graded Unit has been validated as part of the HND Financial Services at level 8 within the Scottish Credit and Qualifications Framework (SCQF) The SCQF provides the national common framework for describing all relevant programmes of learning qualifications in

15、Scotland. The level a qualification is assigned within the framework is an indication of how hard it is to achieve. There are 12 levels, from level 1 for Access 1 through to level 12 for doctorates. For further information on the level and credit rated see the Unit specification. Centres are require

16、d to develop the assessment instrument in accordance with the validated specification.It is recommended that the candidate should have completed, or be in the process of completing, the following Units relating to these specific aims prior to undertaking this Graded Unit:DE5P 35SCQF level 8Investmen

17、tDE5W 35SCQF level 8Pension ProvisionDE5R 35SCQF level 8Principles of InsuranceDE5V 35SCQF level 8Financial Services Regulatory FrameworkCore SkillsWhere Core Skills have been embedded in a Graded Unit specification and an Assessor wishes to use an alternative method of assessment, she/he must ensur

18、e that the assessment generates the Evidence Requirements specified in the Graded Unit specification. It is recommended that the centre seek prior moderation for the alternative method to ensure that the Core Skill is still covered. The Graded Unit specification will detail the Core Skills covered w

19、ithin the Graded Unit.There are no Core Skills embedded in this Graded Unit.2 How to generate evidenceIntroductionThe Scottish Qualifications Authoritys system of assessment measures the evidence of a candidates attainment of knowledge, understanding and skills against defined criteria. The assessme

20、nt process must allow for evidence of each candidates performance to be generated and collected. This evidence must then be judged against the standards set out in the Graded Unit specification. To achieve the Graded Unit the candidate must successfully meet the standards and there must be evidence

21、to prove this.The Graded Unit specification defines the criteria you need to use to judge whether or not the candidate has met the standards. All Graded Units have the following:Instructions for designing the taskThese tell you what the candidate actually has to do.Recommended prior knowledge and/or

22、 skillsThis section details the recommended knowledge and skills which the candidate should have completed or be in the process of completing prior to undertaking Graded Unit.Assessment guidelinesThis section should give guidance on how best to conduct the assessment to generate the evidence require

23、d.It is important to realise that it is up to the Assessor to judge when and if the candidate has satisfactorily met the standards. This decision should be based on the quality and correct quantity of evidence collected, set against the standards in the Graded Unit.The assessment instrument in this

24、pack should not create any unnecessary barriers to achievement for open/distance learning delivery or candidates with special needs. However, you may need to adapt it so that you can assess candidates with special needs or candidates who are undertaking the Graded Unit on an open/distance learning b

25、asis. Obviously, whilst taking into account the needs of the candidate concerned, the methods of assessment you choose must still be valid, reliable and practicable. If you have any questions or problems, or if you are in any doubt as to whether or not the alternative assessment you have chosen is s

26、till valid, please contact the Customer Contact Centre on telephone: 0845 279 1000.External Moderation Guidance on Best Practice In order to increase the likelihood of successful external moderation it is strongly recommended that: Centres have their question papers with marking instructions prior m

27、oderated by SQA. Staff are advised to put the materials through an internal moderation process before submission to SQA. Staff are advised to submit these materials to SQA not less than eight weeks before their intended use to Assessment Moderation Unit, Scottish Qualifications Authority, Hanover Ho

28、use, 24 Douglas Street, Glasgow G2 7NQ. Question Papers are assigned a unique identifier (eg Lauder 5460352 May 2002) and this should be recorded against each candidates name. This should help to avoid candidates receiving the same question paper for re-assessment. Centres produce a coverage grid fo

29、r each question paper to ensure that the paper is correctly balanced and in accordance with the Graded Unit. Questions and marks should be linked directly to the relevant Unit and Outcome in the Arrangements. Marking instructions are sufficiently detailed to indicate clearly how many marks are to be

30、 awarded for each response. Where appropriate, or any other suitable response should be included if there is a wide range of possible answers. This will avoid penalising candidates for omissions in the marking instructions. If examples are to be provided by a candidate then examples should also be p

31、rovided in the marking scheme. Half marks should not be used since, cumulatively, they inflate candidates scores artificially. For security purposes, question papers are counted out and counted back after the examination. They should then be shredded and only the master copy retained securely by cen

32、tres. Markers write 0, 1, 2, 3, etc, on scripts to show where marks have (or have not) been awarded and these should relate directly to the marking instructions. Global totals for questions are not useful unless it is clear how they have been derived. Centres produce a summary list of candidates sho

33、wing: i) centre name and numberii) candidates name with unique identifier of question paperiii) candidates date of birth iv) SQA candidate number v) marks for both sections and total mark, vi) grade achievedThis should be enclosed with the scripts, question papers and marking instructions submitted

34、for moderation. The question paper is drafted in accordance with these and any other guidance notes on writing an examination paper supplied by SQA . NB:For security reasons, please note that an Assessment Exemplar for this Unit should not be used as an instrument of assessment. However, individual

35、questions may be lifted (and amended slightly, where possible) and used to supplement centres own questions in their question papers. Please provide clear instructions to candidates, amending the instructions to candidates on the question paper as appropriate. Ensure that candidates are informed how

36、 to change their answers, particularly to the multiple choice questions.NB:Answers may need to be changed more than once. Every question paper should indicate the originating centres name and number, and date of first issue (eg Lauder 5460352, May 2002).3 Assessment ExemplarAssessment tasksThe table

37、 below summarises how the assessment exemplar task is to be marked and also indicates the evidence which should be retained for external moderation.Suggested taskSuggested evidence to be retainedWritten examinationThe examination will be marked out of 100. Assessors will aggregate the marks achieved

38、 by the candidate to arrive at an overall mark for the examination. Assessors will then assign a grade to the candidate for this Group Award Graded Unit based on the following grade boundaries: A = 70% 100% B = 60% 69% C = 50% 59%AllConditions of assessmentThe design rules for HND programmes state t

39、hat all Group Award Graded Unit Assessments must have a credit value of one credit.This Group Award Graded Unit Assessment has been designed to provide evidence that the candidate has achieved a number of the principal aims of the HND Financial Services programme. The aims can be found in the Valida

40、tion Document and in the Graded Unit Specification.The intention of this Unit is to assess the knowledge and skills of the candidate in four of the core Units at level 8: Investment Pension Provision Principles of Insurance Financial Services Regulatory FrameworkIt is essential that candidates must

41、have completed, or be in the process of completing, all of these core Units.The assessment will take place at the end of the academic year.The candidate must successfully complete all elements of the assessment to the required standards.A new examination covering significantly different areas of the

42、 knowledge and skills should be used for each reassessment.It is recommended that the examination should not assess knowledge and skills that have already been assessed earlier in the core Unit assessment.The examination will be based upon a case study that will be provided to candidates at least 10

43、 days before the date of the examination. Questions will be based upon the given facts in the case study.The examination, which lasts three hours, is to be carried out under open-book conditions in controlled and invigilated conditions and candidates may answer questions with the aid of reference an

44、d/or source materials.The examination should be designed to assess the candidates critical knowledge and understanding of the topics relating to the specific aims which this Group Award Graded Unit is designed to cover. The question and corresponding marks should be designed in accordance with the r

45、anges indicated in the table that follows. However, the overall total mark for the examination is 100.TopicLevel of knowledge/understandingWeighting/mark allocationInvestmentAnalysis, calculation, recalling, explaining30 40%(Could involve: calculations relating to gilts yields or purchase considerat

46、ion calculations relating to rights or bonus issues, or investor ratios stock market operations stock market participants methods of issue classes of share capital shareholder information managed funds)Principles of InsuranceAnalysis, calculation, recalling, explaining20 30%(Could involve: defining/

47、explaining type, scope, function or purpose of insurance identifying or explaining products matching protection needs to relevant insurance or assurance products explaining elements within a life policy explaining premiums)TopicLevel of knowledge/understandingWeighting/mark allocationPension ProvisionAnalysis, calculation, recalling, explaining20 30%(Could involve: explaining elements of the state pension provision calcu